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Access to and use of this site is provided by Marketing Decisions Pty Ltd (ACN 128 475 516) on the following conditions and any other directions or rules of use on this site (Terms). If you access this site (other than to read these Terms for the first time), you agree to these Terms. We reserve the right to change the Terms at any time by posting changes on-line. You are responsible for informing yourself of any changes by regularly reviewing these pages. If you access the site after changes to the Terms are posted, you agree to all changes (including those of which you are then unaware have been posted).
Disclaimers, liability limitation and indemnity
General disclaimers. Use of this site is at your risk. Neither Marketing Decisions, its affiliates nor any of their respective employees, agents, third party content providers or licensors:
No advice given
If you require specific advice for your individual circumstances, consult an appropriate expert directly. Do not rely on the general material on this site. We will endeavour to assist you if you specifically enquire about matters in which we have expertise, but cannot accept any responsibility for doing this.
Exclusion of implied warranties
We exclude all warranties that otherwise would be implied in any transactions for the supply by us of products or services offered on this site (including warranties of satisfactory quality, merchantability and fitness for purpose).
Continued site availability and access
We do not warrant that we will continue to make this site available generally or at all and reserve the right at any time to impose fees for your future access to any material appearing on this site. We reserve the right at any time to alter the site in such a way as to change the equipment needed by you to access or use the site or any part of it.
Limitation of our liability (if any) to you
Our total liability to you (if any) for loss, damage or reliance shall be limited, at our election, to:
You indemnify us, our affiliates and our respective employees, agents, third party content providers and licensors from and against all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred or suffered by you as a direct or indirect consequence of using this site.
Rights we cannot exclude, limit or disclaim
This disclaimer, liability limitation and indemnity does not exclude any rights which by law may not be excluded.
Copyright and intellectual property notices
International copyright protection
The material on this website is protected by copyright under the laws of Australia and, through international treaties, other countries.
We own or control, and reserve, all rights
Unless otherwise indicated, certain rights (including copyright) in the content and compilation of these web pages and on-line images (including text, graphics, video images, audio clips and software) are owned or controlled for these purposes, and are reserved, by us.
Personal, non-commercial use
You are authorised to:
for your own personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices. If you are an internet service or access provider, you are authorised to grant access to this site, intact, to your subscribers. You must not, without our prior written permission, exploit any of our site materials for commercial purposes.
Otherwise you are not authorised, without our prior written permission and the permission of any other relevant rights owner, to copy, mirror, broadcast, reproduce, frame, republish, download, store (in any medium), up-load to a third party, transmit, post, broadcast, distribute, show or play in public, adapt or change in any way the content of, or create a derivative work from, these web pages for any other purpose.
This prohibition does not extend to materials on this site which are expressed to be freely available for re-use or replication, subject to any conditions we specify.
Creating links to this site
You are welcome to create links from your web pages to these web pages. However, you must not use our trade marks in doing so unless you have our written permission. We are happy to discuss this with you.
We can use your feedback
When you send us any feedback or suggestions about this site or our business, you agree that we can use and adapt any
ideas, concepts, techniques, words or images contained in the feedback or suggestions for any purpose and without
restriction or compensation.
No trade mark of ours (whether registered or otherwise) may be used without our prior, specific, written permission.
Notice of marks
Certain names and images on this site may be trade marks or registered trade marks of ours, our affiliates or third parties (including advertisers and sponsors). The use or misuse of these trade marks, except as expressly authorised, is prohibited.
Disclaimer of association or endorsement
The use by us of a trade mark on this site is not intended to indicate any association with, or endorsement by, the owner of that trade mark.
User Conduct and indemnity
Lawful use only
You must use this site only for lawful purposes.
You must not up-load, post, transmit or otherwise make available through this site any material which:
No promotional materials
You must not, without our prior written consent, up-load, post, transmit or otherwise make available through this site any material which contains promotional material, advertising or any solicitation (whether commercial or otherwise) for products of services.
No infringement of others' proprietary rights
You must not, without the express permission of the relevant rights owner, up-load, post, transmit or otherwise make available through this site any material protected by copyright, trade mark or other proprietary rights.
Our licence to use your contributions
If you submit material to this site, you grant, or warrant that the owner of such material has granted, to us and our affiliates, third party content providers and licensors a world-wide, non-exclusive, royalty free, perpetual, irrevocable, unrestricted and fully sublicensable right to:
in any form, media or technology now known or later developed, for any purpose, commercial or otherwise (including promotion of us or our objectives).
You consent, unconditionally and irrevocably, to all acts or omissions of, or for the benefit of, us and any person authorised by us, of using, reproducing, communicating, modifying, adapting, publishing, translating, creating derivative works from, distributing, commercialising, displaying and incorporating in other works, any such material which would but for this consent infringe any of your moral rights and similar rights you may have or later acquire in respect of any such material.
At our request and expense, you will execute and deliver to us such instruments and take such other actions as may be required to carry out this grant of licence and waiver.
Others' licence to use your contributions
If you submit material to this site, you permit all other users to access, view, store or reproduce the material for their personal, non-commercial use.
Monitoring site content
If you submit material to this site, you permit us, for any reason, to:
However, we do not assume any obligation to monitor or censor this material.
Additionally, we reserve the right to host unmoderated forums. We are not responsible for materials posted to those forums by third parties.
Co-operation with authorities
We reserve the right to co-operate fully with any law enforcement authority in any jurisdiction in respect of a lawful direction or request to disclose the identity or other information about anyone posting materials which the authority claims violates any applicable law.
Disclaimer about others' materials
You acknowledge that third party materials appearing on this site are not necessarily controlled or monitored by us and that the views expressed are not necessarily ours.
Products on Linked Sites
Third party web sites accessed through links on this site, or advertisements, their referral buttons or embedded hyperlinks, might contain representations or offers which you can accept by linking to a relevant site and executing a transaction. These are not representations or offers made by us and the relevant third party is solely responsible to you for the delivery, condition and suitability of any products or services you purchase by accessing those sites.
Queensland, Australia law applies
This site (excluding any linked, third party sites) is controlled by us from Australia.
Subject to any over-riding conflict of laws principle, any disputes about this site, its contents or your dealings with us must be determined by the courts having jurisdiction in Queensland, Australia in accordance with laws in force in Queensland. You irrevocably and unconditionally submit to this jurisdiction.
If any provision of the Terms is found by a court to be invalid or unenforceable, the invalidity or unenforceability will not affect the remaining Terms which will continue in full force and effect.
Site or content may be unlawful outside Australia
We do not warrant that the content of this site complies with the laws of any country outside of Australia. If you access this site from outside of Australia, you do so at your own risk and you accept responsibility for ensuring or confirming compliance with all laws that apply to you as a result of that access or any consequent transactions or dealings with us.
Your responsibilities under laws affecting you
You are responsible for ensuring that your use of this site is lawful, does not infringe any third party's rights and does not breach any standards, content requirements or codes promulgated by any relevant authority (including relevant internet industry codes of practice).
No offers where illegality arises
Nothing on this site constitutes an offer to provide goods or services in any jurisdiction if to do so would contravene the laws of that jurisdiction.
These Terms have been prepared in the English language and must be construed accordingly.